We’ve all read the headlines of cyber attacks on retail shops, banks and sadly a credit reporting agency. Perhaps you’ve also been the victim of credit card fraud or had…

Emergency? Got it covered?
What should I have for an emergency fund? That’s a question I’ve gotten a couple of times over the past month or so. The rule of thumb says 3 to…

Millennials might be all right
Depending on what you read, millennials are either doing just fine or are having a real hard time of it now and will in the future. High student loan balances,…

Hiking and debt
Yesterday morning, I had the pleasure of meeting up with a friend of mine for a two-hour hike in a nearby town. Just a little over three months ago, I…

Spend your way to retirement!
Wait…what? We’ve always been told that to save for retirement we need to cut spending on the lattes and put those dollars away for our future. That’s how you build…